Having pet insurance for a rescue dog can help pay for unexpected and major veterinary bills for accidents and illnesses. It may also include other benefits like access to a 24/7 pet health teleline or coverage for problems like anxiety or aggression. Here are some reasons to consider pet insurance for a rescue dog.
Behavioral Issues
Your rescue dog may have behavioral issues that are caused by neglect, trauma or poor care from their previous owner. This may include anxiety, separation issues, aggression, barking and destructive chewing. Some pet insurers include coverage for behavioral therapy.
Unknown Health Conditions
When you rescue a dog from a shelter, you don’t always know their detailed health history. The dog you rescue might have pre-existing conditions, such as allergies, heart disease or hip dysplasia.
While pet insurance doesn’t typically cover pre-existing conditions, it will cover new health problems that arise after you insure your dog. And if your rescue dog has a curable pre-existing condition, it might be covered after a certain period of time. For example, Embrace is a pet insurance company that covers pre-existing conditions it deems curable (such as an ear infection), as long as any recurrence is at least 12 months from the date of the last incident.
Potential Genetic Predispositions
Certain dog breeds are genetically predisposed to specific health issues. However, you don’t always know the exact breed of a rescue dog without doing genetic testing. Having pet insurance for rescue dogs can help cover the cost of veterinary treatment if your dog starts showing symptoms of a genetic condition after you insure them.
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